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Life Insurance

Life Insurance

Life Insurance ranks as one of the most vital insurance policies you can acquire. The policy protects your loved ones in case of your demise and helps them lead a normal financial life. Today, this policy is also a sound savings plan depending on the type of coverage option you choose.

Life Insurance coverage options

There are two standard life insurance coverage options, whole life and term life policies. Here's what both stand for:

Whole life policy

Whole life policies go into effect after the demise of the policyholder which then the agreed upon sum is passed on to the beneficiaries. A whole life policy is vital for any family in Ohio given the uncertainty of life. With the policy in place, you can be sure that your loved ones will lead a good life and achieve their goals.

Term life policy

A term life policy is based on specific maturity periods agreed upon with the insurance provider. For instance, you can choose a period of ten or twenty years after which the policy matures. It works well as a long-term savings plan for your children's education or other long-term ambitions.

Do you need life insurance?

Yes, you do. Whereas it is not a legal requirement in Ohio, it is essential for all residents in the state. In most instances, the death of a family member leaves a huge financial obligation to the rest of the family members. However, with a life insurance policy in place, these worries are taken care of.

At Lansing Insurance Agency, Inc., we serve the residents of Ohio and are dedicated to offering quality life insurance solutions to all our clients. We have a team of experienced agents ready to guide you on the coverage options available and help you make a decision. Everyone's needs are different that's why we have designed our life insurance policy to meet the needs of every client.

Reach out to our agents to learn more about a life insurance policy and what your options are when it comes to choosing a policy. We can walk you through the process and get you started with a quote.